Det är begripligt att Amerikaner har en underlig bild av Sverige. Följande kunde man nyligen läsa i NYT (bostadsbilagan)
Interest rates and borrowing terms are tightly regulated by the Swedish government. [...] Banks in Sweden are not allowed to set their own interest rates based on the financial profile of the borrower, Ms. Hedman said. Instead, the rates are dictated by the country’s Central Bank, according to Mr. Barnes. Banks are allowed to decide only the amount that a specific applicant may borrow. Currently, the government has set interest rates at 2.3 percent in an attempt to stimulate the flagging economy, according to Mr. Barnes.